Fees & Payment Information
We provide our medical dermatology services in Houston and Katy, TX on a fee-for-service basis, and we accept most major insurance plans and Medicare for Dr. Ali, Dr. Eubanks, and Dr. Katz. Dr. Bruce and April Harrison, our certified physician assistant (PA-C) are not on any insurance plans with the exception of Blue Cross Blue Shield of Texas. We will be happy to answer any question you have about our fee schedule in advance of your appointment. Just call our medical office at (713) 850-0240
When it comes to treating your skin, it's important to choose a specialist who knows the skin inside and out. To meet with one of our board-certified dermatologists or other experienced practitioners, call our office at (713) 850-0240 .
Providing us your insurance information prior to your visit will avoid delays associated with insurance verification and allow us to inform you of your co-pay and surgical deductible obligations prior to your treatment. You can view our accepted health plans to find out if we are an in-network provider for your medical insurance.
Your insurance company or Medicare will only cover procedures that are medically necessary. In most cases skin tags, benign moles and sebhorrheic keratoses are considered cosmetic skin conditions, and treatment is generally not covered by medical insurance. If you want these growths removed, we will be happy to do it on a fee-for-service basis. You will be informed of the cost of these procedures before you have them treated. Our objective is to avoid any surprises for you at check out.
In some cases, we are unable to verify insurance prior to your appointment or prior to your checkout. In other cases, your insurance carrier will not provide us with information on whether or not you have met your deductible. In these instances, we must collect the full amount of your charges or your deductible at your plan's rates at the time of service. In the event your insurance carrier pays us for these services, our average time to refund any over-collected amount of $30 or more is 30 days from the date of service. Due to the cost of issuing refunds, we will place a credit on your account for any overpayment amount less than $30. You can use this credit on a future visit or request a refund.
If your coverage requires a referral and you or your insurer does not provide one at the time of your visit, we must collect the full amount of your charges at the time of service. Again should a refund situation arise, we will return or credit any overpaid funds as outlined above within 30 days from the date of service.
Co-pays and Deductibles
Remember that payment for all co-pays and deductibles is due at the time of your appointment.
Co-pays for office visits are usually higher for specialists (like dermatologists) versus primary-care physicians. So check with your insurance carrier to determine if your co-pay is higher for specialists.
If one of our physicians performs any of the following: injecting, curettage (scraping), electrodessication (burning), freezing or excising a lesion or growth, your insurance company will consider it an office surgery or procedure. Such outpatient surgeries and procedures are often subject to separate co-pays and/or deductibles. Again, check with your insurance carrier to determine how your benefits apply.
Suspicious skin lesions are often biopsied to determine if the growth is or is not cancerous. There are 2 charges associated with biopsies. First, our office charges for the actual biopsy performed. Second, there is a dermatopathology lab charge for preparing and examining the biopsy slides under a microscope. An independent lab will bill your insurance carrier for their fees which are not associated with our office.
We charge separately for your office visit and any procedure performed in our office. The office visit covers the evaluation and management or diagnosis of your particular condition. If a procedure is needed to remedy the condition, you will be informed of your treatment options and their costs so you can make an informed decision about having the procedure performed. In such a case, you should expect a charge for both parts of your visit.
Charges for Non-Medically Necessary Procedures
Your insurance carrier will only cover procedures that are medically necessary. In most cases the following are considered cosmetic procedures:
- Skin tags
- Benign Moles
- Seborrheic Keratoses
If you wish to have any of these growths removed, we will be happy to do it on a fee-for-service basis. Check with your doctor for the cost of these procedures before you have them treated.
Accepted Health Plans
- Accountable Health Plans of America, Inc. PPO
- Admar PPO & EPO
- Beech Street PPO Best Doctors, Inc.
- BlueCross BlueShield of Texas Par Plan
- BlueCross BlueShield of Texas Blue Choice PPO, Plus POS, HealthSelect POS & FedSelect PPO
- Ethix Southwest / Texas True Choice
- Evolutions Healthcare Systems
- First Health/Affordable PPO & POS
- Formost PPO
- Galaxy Health Network / Managed Care, Inc.
- HealthSmart Preferred Care, Inc.
- Independent Medical Systems PPO & EPO
- Medcorp Southwest PPO
- Medical Control, Inc. PPO, POS
- Medicus International, Inc.
- Montgomery ISD
- Multiplan, Inc. PPO
- National Healthcare Alliance PPO & EPO
- National Preferred Provider Network – PPO
- National Provider Network
- One Health Plan of Texas, Inc. PPO
- Plan Vista Solutions
- PPO Next
- Private HealthCare System EPO/PPO/POS
- Provider Networks of America
- Unicare - PPO
- United Healthcare
- USA Managed Care Organization PPO